NCIG Business Rules | Insurances and ASIC

 Pegasus Pre-Qualification Audit
CertificationCertification Requirements
Exempt from Pegasus Pre-Qualification AuditThis will be assigned and approved by a member of the Pegasus Auditing team
Pre-Qualification Audit ReportThis will be assigned and approved by a member of the Pegasus Auditing team
Site Audit AcknowledgementThis will be assigned and approved by a member of the Pegasus Auditing team
 4801/18001
CertificationCertification RequirementsUpload RequirementsExamples
SMS 4801. Safety Management. AS/NZS 4801compliant
  • Business name on the certification is to match the organisation that is registered. If it does not match: Government certified evidence must be provided to link the ABN or business names together. This is ideally a letter of linkage or download from ABR showing the linkage
  • Must be certified AS / NZ 4801
  • JAS-ANZ stamp to be present on 4801 however not on the ISO 18001 - If a certificate is supplied that is a combined 4801 and 18001 there will be NO JAS-ANZ stamp present. This is acceptable.
  • From March 12, 2018: ISO 45001 will start to be issued in lieu of OHSAS 18001 
  • From September 30, 2021: OHSAS 18001 will no longer be accepted - ISO 45001 MUST be supplied


  • Black and White or Colour is acceptable
Issue and expiry as per certification

 Income Protection / Accident Insurance
CertificationCertification RequirementsUpload RequirementsExamples
Personal Income Protection / Accident
  • Name on policy to match the name registered in the system
  • There is no minimum amount for Income Protection and the amount does not need to be recorded
  • Must be current
  • Must specify Income Protection or Accident

NOTE: If the policy is paid on a monthly basis, the document must show when the recent payment was made or when the next payment is due

  • Issue Date = Start of coverage date listed on policy
  • Expiry Date = Coverage end date listed on policy (If the policy is paid on a monthly basis the expiry will be set when the next payment is due)
  • Insurer = Insurer will be listed in policy content
  • Policy Number = as specified on the policy
  • Item = Income Protection or Accident and Sickness as specified on the policy
  • Amount Description = not required
  • Amount = not required

 Professional Indemnity
CertficationCertification RequirementsUpload RequirementsExamples

Insurance.Professional Indemnity.Cert of Currency

Certificate of currency with the following details:

  • Name of Insurer
  • Policy Number
  • Expiry Date
  • Sum Insured


  • Company name and ABN must match the details registered in Onsite Track Easy.
  • We can accept ‘PTY LTD’ or ‘(Pty) Ltd’  in lieu of ‘Proprietary Limited’ when this is the only difference in the company name between what’s shown on company compliance paperwork verse what’s shown in onsite.

NOTE: If the policy is paid on a monthly basis, the document must show when the recent payment was made or when the next payment is due

  • No minimum amount
  • Please record certificate validity dates as per document
  • If the premium is paid monthly, the certificate of currency is only valid for that month. They will need to update monthly.
  • Insurer = Insurer will be listed in policy content
  • Policy Number = as specified on the policy
  • Item = Professional Indemnity or as specified on the policy
  • Amount Description = as specified on the policy
  • Amount = as specified on the policy

 Public and Product Liability
CertificationCertification RequirementsUpload RequirementsExamples
Insurance.Liability.Public & Product
  • Umbrella Agreements are not accepted

Must detail:

  • Start Date
  • End Date
  • Insurer
  • Policy
  • Amount
  • Restrictions/condition
  • Company name and ABN must match the details registered in Onsite Track Easy.
  • We can accept ‘PTY LTD’ or ‘(Pty) Ltd’  in lieu of ‘Proprietary Limited’ when this is the only difference in the company name between what’s shown on company compliance paperwork verse what’s shown in onsite.

  • If a certificates states a company name and ‘its subsidiaries’ then this is ok to accept

Accepted:

  • Public Liability
  • Public and Products Liability
  • Broad form Liability
  • General Liability

Requires Approval:

  • Business Liability
  • Legal Liability
  • Umbrella Liability

Not accepted:

    • IT Liability
    • Product Only
  • If a policy is submitted and refers to the liability cover under another name (as mentioned in the table above, under “REQUIRES APPROVAL”), we will need to request from the company an excerpt of the policy which explains what the insurance policy covers where it is not called “public liability”.
  • If the document is not one of the “ACCEPTED” forms of Public Liability types, it must be referred to NCIG for approval.
  • All accepted Public Liability policies must be a minimum of 20 million dollars Australian, or equivalent in US Dollars or Euro, for any one occurrence.
  • If the amount shown on the document is not listed as an Australian Dollar amount (e.g. US or EURO), use a currency converter to check the amount - if the conversion at the verification processing time meets the required Australian Dollar amount the document can be approved.  In the Comment Field please enter the confirmation that the currency converter process has been completed e.g. ‘Currency Converted and meets the AUD minimum amount required’.

NOTE: If the policy is paid on a monthly basis, the document must show when the recent payment was made or when the next payment is due

  • The actual public liability amount must meet or exceed AUS$20,000,000
  • Please record certificate validity dates as per document
  • If the premium is paid monthly, the certificate of currency is only valid for that month. They will need to update monthly.
  • Insurer = Insurer will be listed in policy content
  • Policy Number = as specified on the policy
  • Item = as specified on the policy
  • Amount Description = The type of cover where its liability limit covers any one occurrence (e.g. if the limit of indemnity states $20M any one occurrence in respect of public liability AND in the aggregate in respect of the product liability, we will only record public liability as the amount description)
  • Amount = as specified on the policy

Example of unacceptable insurances:

  • Product Liability -  $20,000,000
  • Public Liability Policies under $20,000,000
  • A Policy where the minimum insured amount is split amongst the different types of cover
    E.g. Products Liability $10,000,000 and Public Liability $10,000,000 = $20,000,000.


Examples of acceptable insurances:

Limit of Liability;

  • Public Liability - $20,000,000                     
  • Public & Products Liability for any one occurrence - $20,000,000
  • Broadform Liability - $20,000,000 


 Workers Compensation
Click HERE to be redirected to the confluence page which is specific to all sites workers compensation certifications