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• Motor Vehicle Insurance
• Motor Fleet Insurance
• Commercial Fleet
• Commercial Motor Vehicle
• Comprehensive Motor Renewal
• Certificate of Currency with vehicles listed in schedule or policy
  
  

• 3rd Party
• Personal and Property (TPPD)
• Comprehensive Cover

• Issue and expiry date
• Name of Insurer
• Policy Number
• Item name as per policy

 
Must clearly show the company being registered as the insurance party

If policy is paid monthly expiry to be set as the paid to date

• Individuals name to match the name registered in the system
• There is no minimum amount for Income Protection and the amount does not need to be recorded
• Must be current
• Must specify the state in which the certification has been uploaded for
• Must specify Income Protection or Accident and Sickness

• Issue Date = Start of coverage date listed on policy
• Expiry Date = Coverage end date listed on policy (If the policy is paid on a monthly  basis the expiry will be set when the next payment is due)
• Insurer = Insurer will be listed in policy content
• Policy Number = as specified on the policy
• Item = Income Protection or Accident and Sickness as specified on the policy
• Amount Description = not required
• Amount = not required

Must detail:

• Start Date
• End Date
• Insurer
• Policy
• Amount
• Restrictions/condition
• Company name and ABN must match the details registered in Onsite Track Easy.
• If a certificates states a company name and ‘its subsidiaries’ then this is ok to accept, please add to the business rule for future reference

All accepted Public Liability policies must be a minimum of 10 million dollars Australian, or equivalent in NZ Dollars, US Dollars or Euro, for any one occurrence. All policies submitted with the insured amount in a foreign currency should be sent to site for review.

Accepted:

• Public Liability
• Public and Products Liability
• Broadform Liability
• General Liability
• Requires Approval:
• Business Liability
• Legal Liability
• Umbrella Liability
• Not accepted:
• IT Liability
• Product Only

If a policy is submitted and refers to the liability cover under another name (as mentioned in the table above, under “REQUIRES APPROVAL”), we will need to request from the company an excerpt of the policy which explains what the insurance policy covers where it is not called “public liability”.

If the document is not one of the “ACCEPTED” forms of Public Liability types, it must be referred to Downer site contact for approval.

All accepted Public Liability policies must be a minimum of 10 million dollars Australian, or equivalent in US Dollars or Euro, for any one occurrence.

If the amount shown on the document is not listed as an Australian Dollar amount (e.g. US or EURO), use a currency converter to check the amount - if the conversion at the verification processing time meets the required Australian Dollar amount the document can be approved.  In the Comment Field please enter the confirmation that the currency converter process has been completed e.g. ‘Currency Convertd and meets the AUD minimum amount required’.

• Business Name and ABN needs to match. If it doesn't match, government certified evidence must be provided to link the ABN or business names together. This is ideally a  letter or download from ABR showing the linkage
• The minimum amount for Professional Indemnity Insurance is $10,000,000 AU
• If the policy amount is not in AUD a conversion at the time of processing is to completed to ensure the non AUD amount is greater then the 10,000,000 AUD amount
• Must be current
• Must state one of the accepted types as listed in the below table
• If the policy does not list one of the accepted types a Product Disclosure Statement (PDS) is required before escalation.
• If PDS states on of the accepted types – the insurance and PDS needs to be uploaded together for approval
• If the PDS does not specify Professional Indemnity it will be escalated
• Accepted
• Professional Indemnity
• Errors & Omissions
• Professional Liability
• Self Insurance
• If the company indicates 'Self Insured' = Letter to be uploaded from the governing body which has approved the self insurance;
• please click on the following link to see the current list of approved Self Insured companies in Australia:  http://www.srcc.gov.au/self_insurance/current_licensees.

• Issue Date = Start of coverage date listed on policy
• Expiry Date = Coverage end date listed on policy (If the policy is paid on a monthly
• basis the expiry will be set when the next payment is due)
• Insurer = Insurer will be listed in policy content
• Policy Number = as specified on the policy
• Item = Professional Indemnity
• Amount Description = Same as item
• Amount = as specific on policy (must for a minimum of $10,000,000 AU)